Advertising Disclosure

Not a Lender

Bear Loans Credit is a loan matching service, NOT a lender. We do not make credit decisions, originate loans, or provide direct lending services. We connect consumers with lending partners in our network who may offer loan products.

How We Make Money

Bear Loans Credit receives compensation from lending partners in our network. This compensation may be in the form of a referral fee, marketing fee, or other arrangement. This compensation does not affect the rates or terms you receive from lenders.

We are transparent about our business model. Our service is free for consumers. We earn revenue by connecting you with lending partners who pay us for qualified referrals.

No Guarantee of Approval

Submitting a loan request through Bear Loans Credit does not guarantee you will:

• Be matched with a lender
• Be approved for a loan
• Receive the loan amount you requested
• Receive specific rates or terms

Each lender in our network operates independently with their own underwriting criteria, approval processes, and eligibility requirements.

APR Range Disclosure

Annual Percentage Rates (APR) for loans from our lending partners typically range from 5.99% to 35.99%. Your actual APR will depend on:

• Your creditworthiness
• The loan amount requested
• The loan term selected
• The specific lender's rates and policies
• Your income and employment status
• Other factors determined by the lender

Rates shown on this website are examples from lending partners and do not constitute a loan offer. Your actual rate will be determined by the lender you choose.

Data Sharing Notice

By submitting your information through Bear Loans Credit, you authorize us to share your personal and financial information with third-party lenders and lending partners in our network. These partners may contact you via:

• Phone
• Email
• SMS/Text message
• Mail

You may be contacted by multiple lenders. Each lender operates under their own privacy policy. Please review our Privacy Policy for details on how your information is used and shared.